Below are some common issues that our clients often face. While it certainly may feel like you’re alone, you aren’t. We’ve helped many people in situations just like the one you’re facing successfully find a solution. We are some of the most experienced and knowledgeable bankruptcy lawyers in Gainesville, GA. If you are thinking about filing for bankruptcy but you have questions, click the topics below to see how we can help.
Being sued is one of the most stressful things you can experience. You do have options, however. Filing for bankruptcy will stop almost all types of litigation at all levels. Even if a lawsuit or judgment has already been handed down, bankruptcy will often result in a discharge of the debt.
A foreclosure is one of the most devastating things that a family can experience. Unfortunately, the law in Georgia allows a lender to foreclose quickly. It leaves little notice and little time to allow you to find other living arrangements. Through bankruptcy, it may be possible to stop the foreclosure sale of your house. You can keep your home while catching up on missed payments. If you are facing a foreclosure in Gainesville, GA, or in surrounding areas, call us today to find out how we can help.
Facing the repossession of your vehicle or other personal property can be overwhelming, especially when you rely on them for daily life. In Georgia, creditors can move quickly to take back property after missed payments, leaving you with little time to act. Bankruptcy may provide a way to stop repossession and create a plan to catch up on payments while keeping your belongings. If you are at risk of repossession in Gainesville, GA, or the surrounding areas, call us today to learn how we can help.
Having your wages or bank account garnished can make an already difficult financial situation even worse. In Georgia, creditors can seize a portion of your paycheck or freeze your bank account, leaving you struggling to cover basic expenses. Bankruptcy may be able to stop garnishments and help you regain control of your finances. If you are facing wage or bank account garnishment in Gainesville, GA, or the surrounding areas, call us today to find out how we can help.
You’ve poured your life into your business, and now, due to our current economic climate, you are having trouble making ends meet. This is an all too common scenario and unfortunate reality for many small business owners. If your business is burdened by excessive debt, filing for bankruptcy protection can provide the relief you need to effectively restructure, pay your creditors some, or all, of what you owe, and get back on your feet so you can start making money again.
Even with stringent debt collections practices laws, debt collectors can be extremely aggressive. The filing of a bankruptcy places an immediate stay on creditor action against you or your property. Creditors are legally forbidden from contacting you and from taking action against any of your property, including wages or bank accounts, until told otherwise by the court.false
When facing financial hardship, the fear of losing your home, vehicle, or other valuable assets can be overwhelming. Creditors may attempt to seize property to satisfy debts, but bankruptcy can offer powerful protections. Depending on your situation, you may be able to safeguard your assets while restructuring or eliminating debt. If you are worried about protecting your property in Gainesville, GA, or the surrounding areas, call us today to learn how we can help.
